As you’re probably aware, the RBA has increased the cash rate 13 times in less than two years. 
But bank regulator APRA is sticking to its rate buffer of 3%. 
That means when you take out a new home loan, banks are advised to check if you could still repay that loan if interest rates were another 3% higher than the advertised rate.
Is that even fair? 
Well, the 3% is meant to help home buyers stay out of financial hot water if interest rates were to rise even further.
So, how can you avoid stumbling over that 3% hurdle?
Simple – give us a call today and we’ll help you work out just how much you could possibly borrow while still keeping APRA and the banks happy. 
To find out more, contact Janine on:
– 0499 111 188
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