22 December 2023

Not all home loan products offer them – and not all lenders offer loans that can have multiple offset accounts attached to them.⁣ But some do, and they may be a good way to help pay down your mortgage sooner. ⁣ In a nutshell, an offset account is a transaction or everyday banking account that […]

As you’re probably aware, the RBA has increased the cash rate 13 times in less than two years. ⁣ ⁣ But bank regulator APRA is sticking to its rate buffer of 3%. ⁣ ⁣ That means when you take out a new home loan, banks are advised to check if you could still repay that